Return to Course Map
Level 3 · Interpretation
Tracking the Flight
Statements, fees, spending, bills, and budgeting systems
“I can read my money records and use them to spot patterns.”
5 modules · about 230 minComplete Level 2
- Open module
Module 009
Your Checkbook and Bank Statement
Read and record a check; then reconcile your records.
46 min · Complete module 008
- 9.1 · Read and Record a CheckFill out every field on a training check and log it in a register immediately. · 22 min
- 9.2 · Reconcile Your RecordsMatch your register to the bank statement and explain every difference. · 24 min
- Open module
Module 010
Fee Finder
Find the full account cost; then read pending charges and alerts.
44 min · Complete module 009
- 10.1 · Find the Full Account CostAdd every recurring fee to see what an account really costs over a year. · 22 min
- 10.2 · Read Pending Charges and AlertsTell holds, duplicates, disclosed fees, and posted charges apart before raising a question. · 22 min
- Open module
Module 011
Track Your Spending
Keep a simple transaction record; then assets, debts, and transfers.
46 min · Complete module 010
- 11.1 · Keep a Simple Transaction RecordRun a six-column ledger and use it to catch an accidental duplicate charge. · 22 min
- 11.2 · Assets, Debts, and TransfersSeparate what you own from what you owe, and prove that a transfer changes nothing. · 24 min
- Open module
Module 012
Build a Budget You Can Use
Plan a month; then match due dates to paydays.
48 min · Complete module 011
- 12.1 · Plan a MonthBuild a monthly plan with income, fixed commitments, variable spending, goals, and a reserve. · 24 min
- 12.2 · Match Due Dates to PaydaysSolve a timing shortage where the month works but the third of the month does not. · 24 min
- Open module
Module 013
Your First Phone and Bills
Compare the full phone cost; then read, pay, and manage recurring bills.
46 min · Complete module 012
- 13.1 · Compare the Full Phone CostAdd hardware, service, and fees across the whole term before deciding a plan is cheap. · 24 min
- 13.2 · Read, Pay, and Manage Recurring BillsBreak down a bill, run autopay safely, and keep a register of recurring commitments. · 22 min