Level 3 · Interpretation
Tracking the Flight
Statements, fees, spending, bills, and budgeting systems
“I can read my money records and use them to spot patterns.”
The same practical money lessons, with added reflections on purpose, integrity, gratitude, and how our choices affect others. Included at no extra cost. Switch anytime.
Core Lessons view.- Open module
Module 009
Your Checkbook and Bank Statement
Read and record a check; then reconcile your records.
46 min · Complete module 008
- 9.1 · Read and Record a CheckFill out every field on a training check and log it in a register immediately. · 22 min
- 9.2 · Reconcile Your RecordsMatch your register to the bank statement and explain every difference. · 24 min
- Open module
Module 010
Fee Finder
Find the full account cost; then read pending charges and alerts.
44 min · Complete module 009
- 10.1 · Find the Full Account CostAdd every recurring fee to see what an account really costs over a year. · 22 min
- 10.2 · Read Pending Charges and AlertsTell holds, duplicates, disclosed fees, and posted charges apart before raising a question. · 22 min
- Open module
Module 011
Track Your Spending
Keep a simple transaction record; then assets, debts, and transfers.
46 min · Complete module 010
- 11.1 · Keep a Simple Transaction RecordRun a six-column ledger and use it to catch an accidental duplicate charge. · 22 min
- 11.2 · Assets, Debts, and TransfersSeparate what you own from what you owe, and prove that a transfer changes nothing. · 24 min
- Open module
Module 012
Build a Budget You Can Use
Plan a month; then match due dates to paydays.
48 min · Complete module 011
- 12.1 · Plan a MonthBuild a monthly plan with income, fixed commitments, variable spending, goals, and a reserve. · 24 min
- 12.2 · Match Due Dates to PaydaysSolve a timing shortage where the month works but the third of the month does not. · 24 min
- Open module
Module 013
Your First Phone and Bills
Compare the full phone cost; then read, pay, and manage recurring bills.
46 min · Complete module 012
- 13.1 · Compare the Full Phone CostAdd hardware, service, and fees across the whole term before deciding a plan is cheap. · 24 min
- 13.2 · Read, Pay, and Manage Recurring BillsBreak down a bill, run autopay safely, and keep a register of recurring commitments. · 22 min