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Level 2 · Understanding
The Money Toolbox
Income, pay stubs, accounts, debit, and credit
“I understand the basic tools that help me earn, hold, and use money.”
4 modules · about 184 minComplete Level 1
- Open module
Module 005
How You Earn Money
Income sources and irregular earnings; then compare two job offers.
46 min · Complete module 004
- 5.1 · Income Sources and Irregular EarningsTell earned income apart from money received, and separate revenue from profit. · 22 min
- 5.2 · Compare Two Job OffersCompare gross pay, transportation cost, hours worked, and travel time before choosing. · 24 min
- Open module
Module 006
Your First Pay Stub
Gross pay and take-home pay; then taxes and records in plain English.
46 min · Complete module 005
- 6.1 · Gross Pay and Take-Home PayRead every line of a pay stub and verify the arithmetic from timecard to net pay. · 24 min
- 6.2 · Taxes and Records in Plain EnglishUnderstand withholding, the W-4, W-2, and 1099, and keep records that answer questions. · 22 min
- Open module
Module 007
Checking and Savings
What each account does; then compare an account before opening it.
46 min · Complete module 006
- 7.1 · What Each Account DoesUse checking for daily flow and savings for goals, and see why a transfer is not income. · 22 min
- 7.2 · Compare an Account Before Opening ItRead fee schedules, minimums, and requirements before signing anything. · 24 min
- Open module
Module 008
Your First Card
Debit, credit, and prepaid cards; then make a purchase and track it.
46 min · Complete module 007
- 8.1 · Debit, Credit, and Prepaid CardsTrace the same purchase through three different cards and see where the money comes from. · 22 min
- 8.2 · Make a Purchase and Track ItFollow a purchase from pending hold to posted charge, and protect the card along the way. · 24 min