Return to Course Map
Level 2 · Understanding
The Money Toolbox
Income, pay stubs, accounts, debit, and credit
“I understand the basic tools that help me earn, hold, and use money.”
The same practical money lessons, with added reflections on purpose, integrity, gratitude, and how our choices affect others. Included at no extra cost. Switch anytime.
Core Lessons view.4 modules · about 184 minComplete Level 1
- Open module
Module 005
How You Earn Money
Income sources and irregular earnings; then compare two job offers.
46 min · Complete module 004
- 5.1 · Income Sources and Irregular EarningsTell earned income apart from money received, and separate revenue from profit. · 22 min
- 5.2 · Compare Two Job OffersCompare gross pay, transportation cost, hours worked, and travel time before choosing. · 24 min
- Open module
Module 006
Your First Pay Stub
Gross pay and take-home pay; then taxes and records in plain English.
46 min · Complete module 005
- 6.1 · Gross Pay and Take-Home PayRead every line of a pay stub and verify the arithmetic from timecard to net pay. · 24 min
- 6.2 · Taxes and Records in Plain EnglishUnderstand withholding, the W-4, W-2, and 1099, and keep records that answer questions. · 22 min
- Open module
Module 007
Checking and Savings
What each account does; then compare an account before opening it.
46 min · Complete module 006
- 7.1 · What Each Account DoesUse checking for daily flow and savings for goals, and see why a transfer is not income. · 22 min
- 7.2 · Compare an Account Before Opening ItRead fee schedules, minimums, and requirements before signing anything. · 24 min
- Open module
Module 008
Your First Card
Debit, credit, and prepaid cards; then make a purchase and track it.
46 min · Complete module 007
- 8.1 · Debit, Credit, and Prepaid CardsTrace the same purchase through three different cards and see where the money comes from. · 22 min
- 8.2 · Make a Purchase and Track ItFollow a purchase from pending hold to posted charge, and protect the card along the way. · 24 min